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Business & Performance (12 months – home country): You will apply analytical skills to provide guidance for decision-makers and develop a strong understanding of financial performance through analysis and modeling, while enhancing your ability to influence others...

Be the Driving Force: Conduct pricing analyses across all business units using Excel and other data tools, contributing to data-driven pricing strategies that support business growth....

• Support in day-to-day operations related to e-invoicing
• Processing and responding to supplier inquiries regarding the e-invoicing process
• Assisting in the implementation and optimization of electronic invoice formats (e.g. XRechnung, ZUGFeRD)
• Close collaboration with IT and other departments

Define, update, and enforce regional standards & processes for gross price, discount, net price, and rebate setting; ensure strong governance through clear derogation flows (approval thresholds, deviation management, and approval matrices), harmonized pricing rules, and aligned local pricing...

Oversight of the credit analysis, credit rating assignment and risk management for clients, in particular setting and monitoring of credit risk limits as well as performing credit due diligence and internal rating assignment...

• Lead the DACH Credit Department (three teams), providing professional and disciplinary leadership, including coaching and development.
• Review and approve credit applications and reviews within your authority, from standardized cases to complex, large-scale transactions.

Lead the management and evaluation of structured lending facility originations, renewals, amendments, and modifications, ensuring alignment with the firm's risk appetite and business objectives...

Build the Infrastructure: Drive the heavy lifting of building out our accounting systems and ERP (Workday), ensuring the architecture can support millions of primary accounts and new products like kids' cards....

• Support the CFO Office in day-to-day operations (also provide support to other Board members if required)
• Assist in preparing high-quality, decision-ready management information by coordinating input from cross-functional stakeholders, consolidating contributions, and structuring content clearly

Analyze and identify credit risks in transactions (loans & derivatives) and understand the impact these have on our portfolio and risk appetite, follow up on transaction execution to ensure loans/trades are booked correctly...

• Translate strategic priorities and business pain points into high‑value innovation initiatives in close collaboration with senior stakeholders across business and IT
• Steer venture clienting engagements end‑to‑end, including prioritisation, decision‑making, scaling and termination of initiatives

• Has ideally previous professional experience (min. 1+ years) in a comparable role.
• Is proficient in MS Office or Google Workspace (specifically advanced Excel or Google Sheets skills).
• Has an analytical mindset with a high affinity for numbers and a critical way of thinking.

Overseeing all Master Data procedures at Panasonic Industry Europe and implementing actions to ensure updates are reflected in the appropriate support systems, including SAP and workflow applications....

• Take ownership of the entire product lifecycle for scheme integrations and payment platform components (e.g. SEPA, SWIFT, and APMs)
• Define and drive the product roadmap, from ideation and strategy to design, implementation, and continuous improvement

Own the Savings Roadmap: Define and execute the product strategy for our core Savings offerings, ensuring alignment with N26's broader wealth-building goals and adapting swiftly to shifting market dynamics (like changing interest rate environments)....

• Support ESG reporting with a focus on increased HKEX evidence requirements, including emissions data collection, validation, and documentation
• Ensure audit-ready sustainability data by implementing and maintaining robust validation and control processes

Lead the design, maintenance, and continuous improvement of the ILAAP framework, ensuring it accurately reflects the firm's liquidity adequacy and risk appetite....

• Ensure flawless and timely reporting processes.
• You take care of the plausibility check, control and documentation of the regulatory reporting process.
• Be responsible for statistical and financial regulatory reports of N26 Bank and Group.

Prepare regular reports and analyses (weekly / monthly reports, cost centre reporting, loss statistics, underwriting KPIs, profit-share calculations, and budget support)...

Execute the Strategy. Support the delivery of our 3-pillar product strategy (Foundations, Experimentation, and Innovation) to help reach our target of €1bn+ in lending volume....