Senior data scientist állások Németországban (kockázatkezelő)

Contribute significantly to the further development of N26's mortgage credit risk function, aligning with N26's growth aspirations, robust risk management objectives, and stringent regulatory compliance requirements within the retail mortgage business....

• Leading the Outsourcing Officer Role for Lloyds Bank plc Niederlassung Berlin
• Develop and maintain the outsourcing framework (policy, procedures and tools) ensuring the management of outsourcing and other acquisitions of goods and services are in compliance with applicable laws and regulations

Monitor portfolio trends including sectors, positions of concern, delinquent positions and non-recourse structures, ensuring alignment within risk appetite and taking appropriate action to mitigate loss including reviewing information at individual seller and portfolio level to identify anomalies...

Credit Analysis & Transaction Support: Conduct in-depth financial and business analysis of corporate clients, prepare credit proposals, and coordinate approvals with Relationship Management, Risk, Legal, and Product teams....

• Prepare Presentations: Develop and design presentations for various stakeholders, including the Senior Management team.
• Report Preparation: Assist in the creation of reports and briefing documents for the Regional Executive Committee.

• You independently assess and underwrite complex biometric risks, with a strong focus on medical and financial risks as well as special risks (occupation, sport, travel).
• You build and maintain strong client relationships and work closely with international offices and subsidiaries.

• Develop and maintain an in-depth understanding of business areas, its products, and supporting functions
• Assist in every step of an audit, including documentation, across scoping, planning, fieldwork and reporting

Proactive audit management: manage external audit engagements from planning to reporting, ensuring timely and high-quality deliverables...

• Daily monitoring of capital measures such as VaR, stressed VaR and IRC as well as monthly / weekly SBM measures.
• Contribution to the Risk Identification process and regular reviews of portfolio level limit utilisation (VaR, group level limits, Banking Book exposures, Climate Risk).

• Leading and executing audits in the areas of Investment, Risk, and Finance – both nationally and internationally
• Analyzing complex processes related to asset management, risk management, controlling, financial reporting, and internal control systems

Are you a sharp evaluator of risk? Can you investigate complex solutions? Do you have specific experience of model risk management, model development, model validation or model risk audit?…. We're looking for a Senior Audit Manager who can: • drive, lead or work as a team member on reviews and...

• Oversight of WpHG Compliance controls, incl. the Compliance control plan
• Compliance advisory on WpHG matters for the entities German and European operations
• The Compliance functions input for regular and ad-hoc WpHG audits
• Regulatory Change Management for WpHG related requirements

• Support in all operational and strategic risk management and risk controlling tasks
• Participation in the timely preparation of monthly and quarterly reports within the framework of ICAAP
• Ad-hoc evaluations and data analyses

• Identify and assess operational, financial, and regulatory risks
• Evaluate the effectiveness of internal controls across all business areas
• Execute audit plans tailored to the local DACH organisation
• Conduct comprehensive risk assessments to identify potential threats to the organisation

Prospective solutions such as holistic structured quota shares, stop-loss covers, multi-year spread loss, aggregate/XoL covers, and alternative capital solutions....

Analyse credit risks in corporate loan transactions and derivative trade requests to recommend accurate credit risk ratings and appropriate risk appetite...

• Build consistency and operational excellence through the organization in Germany and Netherlands
• Ensure bank is compliant to local financial control standards (HGB and IFRS) as well as Lloyds Banking Group - Financial Control framework (IFRS)

• Develop and enhance Excel- and Python-based analysis tools to evaluate the Risk Management Functions and Risk Culture of our Operating Entities.
• Conduct analysis using company specific data and aggregated results.
• Prepare presentations for senior management.

In your new role, you introduce, develop and implement the global insurance program and strategy for the Coatings division, ensuring alignment with corporate objectives and optimization of insurance structures....

• Steer retail credit risk within the GmbH by assessing product changes from a credit risk perspective.
• Oversee retail credit portfolio performance and risk appetite adherence.
• Support stress testing and business planning activities.
• Ensure compliance with credit policies and regulatory requirements.