Senior Analyst - Commercial Experience - STC Credit Italy

Credit Risk Analyst supports the business ensuring customers statements are accurate and updated as well as timely collection of the opening balance through:

• Preparing data analysis in order to support Credit & A/R Manager, Financial Controller and Commercial Finance Director in assessing appropriate credit limit per customer

• Preparing data analysis in order to support Credit & AR Manager, Financial Controller and Commercial Finance Director in assessing exceptions for order release above credit limit based on Europe SoA

• Ensuring correct allocation of incoming payment received through direct debit, bank transfers or cheques

• Connect with internal stakeholders for documents missing in our records, such as credit notes still to be issued or promo invoices yet to be received

• Coordinating all internal and external stakeholders (Customer Service, Sales, customer’s reference point) to ensure disputes with customers are timely solved

• Monitoring open balances and follow up with internal and external stakeholders (Sales and/or customer’s reference point) in order to ensure cash collection and overdue minimisation

• Training and supporting Sales force on compliance with credit policy, CARM controls and Anti Money Laundering procedures.

• Managing credit insurance policy in order to maximise credit risk coverage

Optimising recovery of potential credit losses through judicial and non-judicial actions. By collecting and providing the correct documentation working in strict contact with Sales Force and customers, therefore ability to manage and engage stakeholders is absolutely necessary