Credit and Trade Loan Analyst

As a leading global energy company, we provide heat, light and mobility to customers worldwide. Across the bp landscape, we’re home to a range of brands across many areas of our industry. We’re investing in today’s energy system and helping build out tomorrow’s. So while we’re still in oil and gas, over the next decade we’ll become a different kind of energy company. We’re decarbonizing and diversifying our business, fundamentally transforming what we do so we can reach net zero by 2050 or sooner. We also have a strong mission to help the whole world reach net zero too – working across our industry to improve people’s lives.

It's an exciting time to join bp. Meeting the energy challenge requires many different approaches and solutions. And as part of Finance Business & Technology (FBT), you’ll be fully connected into the world of bp. You’ll play an increasingly important part within a network of like-minded colleagues partnering on strategic projects that stretch across the globe. And it starts with you. There’s a world of opportunities to build new skills, challenge yourself and grow a long-term career at bp. And no matter where you work, your role will have meaning, purpose and impact. So if you want to be part of a caring, supportive environment where you can realize your full potential, we’re with you.

Would you like to discover how our diverse, hardworking people are leading the way in making energy cleaner and better – and how you can play your part in our world-class team?

• Perform regular and event driven Credit Assessments and Trade Loan evaluations
• Perform Customer Due Diligence
• Prepare, validate & submit trade loan proposals with credit appraisal for approval
• Prepare high quality Credit Assessments, Authority to Negotiate (ATN) and Financial Memorandum (FM)
• Investigate, plan and implement strategically effective and relevant methods to improve deals
• Monitor customer’s portfolio regarding alerts, take the necessary actions to avoid bad debts
• Trade Loan and Credit Exposure Management, Monitoring, Forecasting
• Identify key, strategic or high risks related to trade investments and take actions together with the relevant partners.
• Evaluate and articulate the underlying delivery of actuals vs. the target (volume and Gross Margin) on a monthly basis and take action as per the Contract.
• Take full ownership of the assigned Trade Loan and Credit portfolio, take part in decision making from commercial point of view together with partners

• Fluency in English
• Previous credit control / cash collection or customer service experience (2+ years)
• Any kind of College Degree or Economics (High School) with relevant language skills
• Ability and willingness to work in shifts
• Ability to deal with complex situations while maintaining the right balance of customer and business focus
• Good level of analytical skills, numeracy and financial awareness.
• Effective problem solving mindset.

• Different bonus opportunities based on performance, wide range of cafeteria elements
• Life & health insurance, medical care package
• Flexible working schedule: home office up to 2 days / week, based on team agreement
• Opportunity to build up long term career path and develop your skills with wide range of learning options
• Family friendly workplace e.g.: Extended parental leave, Mother-baby room
• Employees’ wellbeing programs e.g.: Employee Assistance Program, Company Recognition Program
• Possibility to join our social communities and networks
• Chill-out and collaboration spaces in our beautiful Budapest Agora and Szeged offices e.g.: Play Zones, Office massage, Sport and music equipment