Hybrid/Credit analyst – Risk underwriter

Profession Services

Budapest

Hybrid/Credit analyst – Risk underwriter

Do you want to deep-dive into financial analysis and grading of companies not only through their numbers but by being in regular touch with the businesses through phone or personal visits? Are you ready to gain profound knowledge of the businesses and build long-lasting relationships with them? Are you interested in gaining expertise and knowledge in specific sectors/segments of the economy? Would you like to use English on a regular basis?

We are looking for a suitable candidate for the position of Credit Analyst/Risk Underwriter who will become part of our team in the Budapest office and will be responsible for managing the portfolio of clients, gathering information about them, analyzing it and assessing their financial standing, supporting Sales department and other business units.

We would be happy to welcome you in our team if you would like to have the following responsibilities:

  • Gathering information about clients/ buyers from internal and external sources;
  • Research and analyse credit risks/assess credit history and decide on credit limit requests
  • Delivering financial analysis of clients/ buyers based on pre-defined structure (manual grading);
  • Preparing local and group reports
  • Providing recommendations/making decisions about credit limits
  • Preparing sector analyses on particular industries/ market segments;
  • Maintaining personal contact with policyholders/buyers: visits, phone calls;
  • Participation in projects and initiatives supporting sales functions as well as related to multi/internal systems.
  • Contribute to support Commercial in steering customers loss ratio and implements necessary actions to ensure or restore profitability of portfolio

 

This position has no direct reports.

Requirements

  • University degree in economics;
  • Knowledge of local economic environment, banking/financial services sector;
  • Previous experience in risk management with minimum 2 years of experience (preferably more) and business expertise - strong business/financial analysis assessment skills
  • Strong analytical and structured thinking;
  • Ability to take decisions based on thorough analysis, deep sectoral knowledge etc. (not underwriting decisions but grading of companies) and ability to back the decision with arguments
  • Effective communication skills – structured, effective communication, ability to speak the language of the counterpart;
  • Ability to work in team as well as independently;
  • Combination of focus on detail as well as bigger picture/ high level view;
  • Hungarian native speaker; very good knowledge of spoken and written English.

We offer:

  • Dynamic and multinational working environment – small team within a bigger international company;
  • Small team in a multinational working environment
  • Opportunity to learn and grow  - on the job as well as language or professional training;
  • Open company culture, flexible working hours / possibility of working from home;
  • A wide range of employee benefits
  • Full time permanent contract;

Sector(s):

  • Bank, Insurance, Brokering
  • Risk Manager
  • Finance, Accounting
  • Analyst, Advisor
  • Financial Analyst

How to apply/ contact information

If you are interested in the position please send us your CV in English.

 

Place of work: Budapest / Remote

Hybrid/Credit analyst – Risk underwriter
Profession Services
Budapest